ALL SALES ARE CONSIDERED FINAL AND NON-REFUNDABLE. THERE ARE NO CASH REFUNDS – WE ISSUE STORE CREDIT ONLY.
11. ITEMS REQUIRED TO START WORK:Work on your File will start once we receive your Driver’s License, Social Security Card, Utility Bill, and Credit Monitoring Login. Please email these items to Support@ProvidenceFundingAdvisors.com. You understand that there shall be no Refunds nor Partial Credits due to your delay in providing these items.12. Inquiry Removal Terms. These Customer Terms and the User Terms above apply to all Customers who purchase Inquiry Removal Service.13. Service Description. You acknowledge that the Inquiry Removal Service is designed to remove from your Credit Report(s) Hard Credit Inquiries which:
(a). Did not result in a New Credit Account being opened;
(b). Is not from one of your existing Creditors with whom you have an Open Account; and
(c). Was not performed by our agents who pulled Tri-Merge Credit Reports for you.
We will dispute an Inquiry until it is removed, or you request us to cease this activity on your behalf. There are no refunds.
1. Client-Provided Information. You hereby certify that all the information you provide to us is 100% accurate and complete and understand that all products and/or services provided to you will be provided using this information and based on this information. Any errors, omissions, and/or over/under statements shall be your sole responsibility.2. Identity Theft Reports. Disputes may be submitted to Credit Bureaus and Creditors with an Identity Theft Report (Expedited Option), or without it, and you hereby acknowledge and agree that disputes will take longer to produce results without benefiting from the presence of an Identity Theft Report. The choice of filing or not filing an identity Theft Report is solely yours, is based on your personal experience and judgment, and we cannot and will not file any such reports on your behalf under any circumstance whatsoever.3. Delays Caused by Failure to Submit Information/Documentation. You acknowledge and agree that the Time-Line of Expected Results are dependent upon your timely cooperation. If you do not provide your information/documentation, and/or your Identity Theft Report within the Time-Line parameters, your results may be delayed. You understand refunds will not be issued for such delays. Documentation required typically includes, but is not always limited to, Photo ID, Social Security Card, Utility Bill, and an acceptable Credit Monitoring Service Login.4. In-House Financing. You have the option of making Lump-Sum Payments towards your remaining Balance at any time, using either your Credit Card or your Bank Account, by using the “Pay Balance” Link on the bottom of our Website. There is a $20 NSF Fee per failed Bank Account Debit. Failed Debits will be automatically added to your Balance together with NSF Fees, which will result in an automatic re-calculation of your periodic Debit Amounts. Should your Account go past-due for more than 30 Days, then the full amount due will be sent to Collections on all 3 Credit Bureaus. Signer on Checking Account must be same signer on Credit Card.5. CREDIT MONITORING AUTHORIZATION:You hereby authorize us to pull a 3-Bureau Credit Report with Scores to align addresses on your Credit Report and make sure that Seasoned Tradelines post correctly, using the Credit Monitoring Account you provide to us. This may be Free or may have a $29.95 Cost, depending on when the Report is requested. The ONLY Credit Monitoring we accept is NoInquiry.ProCredit.com because it integrates with our back-end systems.6. REFUND POLICY:
ALL SALES ARE CONSIDERED FINAL AND NON-REFUNDABLE. THERE ARE NO CASH REFUNDS – WE ISSUE STORE CREDIT ONLY.
7. ITEMS REQUIRED TO START WORK:Work on your File will start once we receive your Driver’s License, Social Security Card, Utility Bill, and Credit Monitoring Login. Please email these items to CreditDivaofDallas@gmail.com. You understand that there shall be no Refunds nor Partial Credits due to your delay in providing these items.8. Seasoned Tradelines Terms. These Customer Terms and the User Terms above apply to all Customers who purchase Seasoned Tradelines:9. Service Description. You acknowledge that Seasoned Tradelines are offered as a means of increasing the strength and age of your Credit History. There are no refunds.10. Client-Provided Information. You hereby certify that all the information you provide to us is 100% accurate and complete and understand that all products and/or services provided to you will be provided using this information and based on this information. Any errors, omissions, and/or over/under statements shall be your sole responsibility.11. Delays Caused by Failure to Submit Information/Documentation. You acknowledge and agree that the Time-Line of Expected Results are dependent upon your timely cooperation. If you do not provide your information/documentation within the Time-Line parameters, your results may be delayed. You understand refunds will not be issued for such delays. Documentation required typically includes, but is not always limited to, Photo ID, Social Security Card, Utility Bill, and an acceptable Credit Monitoring Service Login.12. In-House Financing. You have the option of making Lump-Sum Payments towards your remaining Balance at any time, using either your Credit Card or your Bank Account, by using the “Pay Balance” Link on the bottom of our Website. There is a $20 NSF Fee per failed Bank Account Debit. Failed Debits will be automatically added to your Balance together with NSF Fees, which will result in an automatic re-calculation of your periodic Debit Amounts. Should your Account go past-due for more than 30 Days, then the full amount due will be sent to Collections on all 3 Credit Bureaus. Signer on Checking Account must be same signer on Credit Card.13. TRADELINE REPLACEMENT POLICY:When you purchase Seasoned Tradelines from us, you are purchasing Real Authorized User Accounts and each Tradeline may:
A: Have a Perfect Payment History. Always Paid on Time. Never Late.
B: Have at least the specified Age and Credit Limit.
C: Have a Balance that does not exceed 20% of the Credit Limit.
D: Will post to at least two Credit Bureaus (Experian, Equifax, and/or TransUnion) no later than 14 Calendar Days after the specified Reporting Date.
E: May increase your Credit Scores.
In the event any Tradeline purchased does not live up to one or more of the stipulations above, then we will provide you with a Replacement Tradeline of similar Credit Limit and Age with the closest Next Reporting Date possible until such Replacement Tradeline posts successfully to your Credit or all attempts have been exhausted. In the event you purchased a Tradeline with a particularly High Credit Limit or Old Age, and it needs to be replaced, then we reserve the right to replace it with one or more Tradelines that add-up to the particular Age and/or Credit Limit of the original Tradeline.REPORTING DATES FOR TRADELINES ARE “BEST EFFORTS” – THEY CANNOT BE GUARANTEED 100%.IF YOUR TRADELINE NEEDS TO BE REPLACED BECAUSE IT FAILED TO POST, THEN YOUR REPORTING DATE WILL MOST LIKELY BE DELAYED. WHEN YOU PURCHASE TRADELINES YOU MUST PLAN FOR THE POSSIBILITY OF YOUR REPORTING DATE BEING CHANGED IN THE EVENT THE TRADELINE NEEDS TO BE REPLACED.Tradelines will show as “Open” for 30 to 60 Days, after which they will still stay on your Credit Report as “Closed” Accounts, which still has a large positive effect on your Credit History and Scores. Most Tradelines will stay on FOREVER on your Credit Reports, or at the very least for many years, however, we cannot guarantee the exact amount of time they will show on your Credit Reports.DUE TO REPORTING POLICIES THAT VARY AMONG CREDIT CARD COMPANIES, WE CANNOT GUARANTEE THAT TRADELINES WILL SHOW AS OPEN WHEN YOU CHECK YOUR CREDIT. THERE ARE NO REFUNDS NOR REPLACEMENTS FOR ACCOUNTS SHOWING AS CLOSED OR TERMINATED BECAUSE THEY STILL HAVE A DRAMATICALLY POSITIVE EFFECT ON YOUR CREDIT SCORES AND CREDIT HISTORY.TIME PERIOD CALCULATION FOR TRADELINE(S) SHOWING AS “OPEN”: The 30-Day Time Period during which a Tradeline will show as “Open” on your Credit Report starts counting from the Statement Date of the Credit Card you are being added to as an Authorized User, and NOT from the Reporting Date. The reason for this is because the Reporting Date is calculated as 10 Days AFTER the Statement Date of the Credit Card, in order to allow enough time for the Tradeline to be reported to the Credit Bureaus. So, if your Reporting Date is the 11th of the Month, then your Statement Date is the 1st of the Month, and the Tradeline will show as “Open” on your Credit Report from the 1st of the Month to the 31st of the Month. Therefore, please do not count 30-Days from the Reporting Date, as that would be an incorrect calculation.FRAUD ALERTS AND BLOCKS: The Guarantees above apply as long as there are no Fraud Alerts, File Blocks, or any other issue with your Credit File that could prevent Tradelines from posting to your Credit. Removing Fraud Alerts, File Blocks, and resolving any possible Credit-Bureau Issue is your sole responsibility, and should we detect your Credit File is affected by one of these Issues, the Guarantees above do not apply for the affected Credit Bureau(s).UNVERIFIED SOCIAL SECURITY NUMBERS: All Clients (Except Clients purchasing CPN Friendly Tradelines or Packages) should provide a copy of their Social Security Card Front and Back to verify their Social Security # is valid. If you are unable to provide your Social Security Card prior to Tradeline(s) being allocated to you, we will still work with you, however, Guarantee D above will only apply to 1 of the 3 Credit Bureaus and you will need to make your Payment via Counter Deposit or Wire Transfer ONLY. Neither Credit Cards, PayPal, nor eChecks are accepted for Unverified Social Security Numbers.1. CREDIT MONITORING AUTHORIZATION: You hereby authorize us to pull a 3-Bureau Credit Report with Scores to align addresses on your Credit Report and make sure that Seasoned Tradelines post correctly, using the Credit Monitoring Account you provide to us. This may be Free or may have a $29.95 Cost, depending on when the Report is requested. The ONLY Credit Monitoring we accept is NoInquiry.ProCredit.com because it integrates with our back-end systems.2. CPN POLICY: We accept CPNs with a Valid Credit Monitoring Account. If you cannot sign-up for a Credit Monitoring Account anywhere, then we cannot accept your CPN because it is not a validated CPN. For CPNs, Guarantee D above will only apply to 1 of the 3 Credit Bureaus and you will need to make your Payment via Counter Deposit or Wire Transfer ONLY. Neither Credit Cards, PayPal, nor eChecks are accepted for CPNs.3. REFUND POLICY:
ALL SALES ARE CONSIDERED FINAL AND NON-REFUNDABLE. THERE ARE NO CASH REFUNDS – WE ISSUE STORE CREDIT ONLY.
4. ITEMS REQUIRED TO START WORK: Work on your File will start once you submit your Setup Interview.
Phone: (469) 453-6870 Email: creditdivaofdallas@gmail.comOffice: 6800 Weiskopf Ave, Suite 150, McKinney, TX 75070.Copyright © 2018 All Rights Reserved. CreditDivaofDallas.com – Knowledge is Power.